保险产品

再保险合同的主要种类:溢额分保合同(六)

2014-09-250次浏览
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问:什么是成数和溢额分保合同答:成数和溢额混合分保合同: 是将成数再保险和溢额再保险方式组织在一起, 以合同方式予以安排的再保险。 其中以成数分保合同作为自留额, 然后再以成数分保合同的最高限额的若干倍数, 即线数组成溢额分保合同的最高限额。<br />问:再保险的种类、内容及其特点是什么?答:再保险勒不会存在于保险标的和保险人之间、 再保险是保险人为了减少风险、与实力强的保险人共同分担的一种方式、<br />问:保险考试的一些题目,请教高手回答下,谢谢答:45D 71A 72不知道 73D 采纳哦<br />

  纯益手续费

  分保接受人将按附表规定的百分率 , 对本合同范围内的业务 , 以损益账务为基础 , 付给分出人纯益手续费 , 其计算方法如下:

  收入:

  1. 本年度总分保费。

  2. 上年转入的未满期保费或保费准备金。

  3. 上年转入的未决赔款结付。

  4. 共同账务下的超赔保障摊回。

  OUTGO: 1 Commission, taxes and other charges debitedduring the current year .

  2 Portfolio premiums debited during the currentyear or premium reserve retained at the close ofthe current year .

  3 Losses and loss expenses paid by the REIN-SURER during the current year and not subse-quently brought into account .

  4 Portfolio losses debited during the current yearor Loss peserve retained at the close of the cur-rent year .

  5 REINSURER’s management expenses calculat-ed at the rate specified in the SCHEDULE .

  6 Loss if any from the Profit Commission state-ment for the previous year ( s ) as specified inthe SCHEDULE .

  7 Premiums for common account excess of lossprotection .

  支出:

  1. 当年支出的手续费、税款及其他费用。

  2. 当年未满期保费或保费准备金转出。

  3. 当年分保接受人已付的赔款及赔款费用 (不转入下年度)。

  4. 本年底扣存的赔款转出或赔款准备金。

  5. 按附表规定的百分率计算而支出的分保接受人的管理费用。

  6. 按附表规定从以往年度滚转的纯益账单的亏损。

  7. 为共同利益安排超赔保障而支付的保费。

  The difference between INCOME and OUTGO calculated asabove represents the net annual profit . It is expressly agreed andunderstood that the CEDANT shall render a profit and loss ac-count as provided above irrespective of whether the result is aloss or a profit . Should the acconut result in a loss to the REIN-SURER the amount of such loss shall be carried forward into theprofit commission statement of the succeeding year or years asspecified in the SCHEDULE .

  The account of Profit Commission shall be forwarded to theREINSURER as soon as possible after the completion of the ac-count for the fourth quarter or second half year as the case maybe in each year and the REINSURER will examine and report up-on the same within a period of month thereafter and the amountof Profit Commission shall be debited to the REINSURER in thenext quarterly or half-yearly account current as the case may be .

  上述收入和支出之差额为年纯益 , 无论盈亏与否 , 由分出人发送损益账单。如有亏损 , 分保接受人的摊付金额应按附表规定转至下一年或以下几年的纯益手续费账单。我们可以多了解再保险目录

友情提示:投资有风险,风险需自担